How to Buy
We accept cash, checks, and all major credit cards.
Rent-to-Own, through Heartland Capital Investments.
Same-as-Cash Financing, with Tower Loan
Heartland Capital Investments
(Rent-to-Own)
We understand that purchasing any item of this magnitude can put a strain on one's finances. That is why we offer Rent-to-Own as one of our payment plan options to get you a building as soon as possible.
If you have spent countless years paying to rent a storage unit with nothing to show for it, then Rent-to-Own might be just what you're looking for! Imagine having access to your stored items, at the convenience of your home!
The best part is you'll actually get to own at the end of your contract!
Rent-to-Own is an affordable, monthly payment plan with contract terms available in 24-, 36-, 48-, and 60-month options. There is no credit check, and everyone is automatically approved (provided they supply the information necessary to complete the application). Rent-to-Own is the perfect option for those who do not want their credit to be affected.
It is important to note that Rent-to-Own is the most expensive way to purchase any item, in the long-run.
However, there are ways to reduce the overall cost of your purchase. Contracts can be paid off early without any penalties or fees and there is also a 3 month, Same-as-Cash option stated within each contract. The customer has the option to purchase the item for the cash price, plus tax, before the 4th month's rent is due.
Essentially, the way that it works, is we sell the item to the Rent-to-Own company, and in turn, they rent it to the customer, at their price per month.
***Terms, conditions, and limitations apply***
***Rent-to-Own unavailable for On-Site Builds ***
Tower Loan - Financing
(12 months Same-as-Cash)
We offer financing through Tower Loan. Tower Loan is a financing company, and there is a credit check.
Tower Loan offers 12 months, same-as-cash, financing. The annual percentage rate is 23.99%. The interest is applied to the entirety of the loan amount if the customer does not meet the terms and conditions of the contract.
We submit the application, in house, to Tower Loan, for review. Within a few minutes, we receive a response from Tower Loan, either approving or denying the application. If approved, we immediately receive a contract from Tower Loan and will then proceed with your item purchase.
If the application is denied, we will then explore other available purchase options.
Tower Loan offers our customers a 12 month, same-as-cash, financing option, available to qualifying customers.
There is an additional 6%, same-as-cash, contract fee.
The 6% contract fee is applied to the loan amount approved by Tower Loan.
The maximum amount for any loan is $5000 dollars.
If your item exceeds that amount, then the deposit due to place your order would be the difference between the item cost and the loan amount.
For example, a customer is purchasing an item for $6,000 dollars. The customer's application has been approved for the maximum loan amount of $5000 dollars. The $5000 dollar loan would be applicable for the 6% contract fee. The 6% contract fee applied to the loan amount would cost the customer an additional $300 dollars, bringing the grand total cost of the item to $6,300 dollars.
The amount due at the time of order would be $1,300 dollars; $1000 dollars for the difference of the cost of the building and the amount of the loan, and $300 dollars for the additional 6% fee applied to the loan amount.
***Contract Terms and Conditions Apply***